EQ One is a premier provider of earthquake insurance solutions to the wholesale brokerage community. Forged in relationships and powered by innovation, EQ One strives daily to deliver a higher standard of service and execution in the Difference in Conditions (DIC) market. We are a team of dedicated specialists working collaboratively to deliver powerful results in a fast-evolving industry.

EQ One boasts some of the greatest capacity in the DIC market. We can handle large and complex catastrophe risks across a broad range of asset classes and offer the following best-in-class features:

  • Difference in conditions (DIC) insurance, including earthquake, EQSL, and flood coverage
  • Earth movement available on an individual account basis with referral approval
  • Coverage for flood available outside of 100-year flood zones and in conjunction with an earthquake policy
  • DIC/earthquake and flood on course of construction available (36 month maximum term)
  • $72,500,000 in total primary capacity (higher capacity is available with referral approval)
  • $60,000,000 in excess capacity
  • Coverage available in all states
  • Minimum premium: $5,000
  • Minimum earthquake deductible: 5% in A, B, and E zones, 2% all other
  • Earthquake deductible buy-down coverage available
  • Minimum flood deductible: $25,000 (outside 100-year flood zones)
  • No maximum TIV restrictions
  • All parking types and construction classes are acceptable (certain restrictions apply)
  • Acceptable classes of business include, but are not limited to, homeowners associations, apartments, high-value dwellings, real estate, office buildings, hotels, retail, restaurants, and light manufacturing

Visit the EQ One website for more detailed information about our services.

For more information, contact:

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Interested in learning more? Email info@alliantunderwriting.com.